Stay Aware, Spend Confidently
Payday-Focused Planning
Every paycheck is your starting point. SplitStacks guides you through allocating income into your Stacks before you spend.
Allocation Suggestions
SplitStacks provides suggestions to help you quickly allocate income based on your spending habits and priorities.
Ease of Use
Manage your spending with simply dragging and dropping a transaction into the correct Stack you create. Instantly see how your remaining balance for the Stack.
Simplifying money management by turning your income, spending, goals, and debt into clear, organized Stacks. Helping you always know what's covered and what's left.
Save for What Matters
Start with an emergency fund, then build toward the goals that matter most. One payday at a time.
Cover Minimum Payments First
SplitStacks makes sure your minimum payments are covered first. Helping you stay on track and prevent new debt from building while you regain control.
Simple by Design
Forget charts and dashboards. SplitStacks focuses on one thing, your remaining balances, so you always know where you stand.
Our Philosophy
At SplitStacks, we believe financial control starts with awareness, not restriction. That’s why our system is built on one simple principle: allocate first, spend second. By actively engaging with your money at each payday, you stay aware of what’s covered and what’s free to enjoy, ideally long before overspending becomes a problem.
Money should be used to live well and enjoy the fruits of your work, but responsibility comes first. SplitStacks helps you cover essentials and goals before spending freely on what brings you happiness. We don’t judge how you spend. We help you spend confidently, on your own terms, and in line with your own priorities.
Get Early Access
We are currently holding closed beta testing of the initial version of SplitStacks. Focused on active engagement, payday-based planning, and stress-free spending.
Be among the first to experience how allocation-first money management feels. Your feedback helps us refine SplitStacks into the most intuitive, empowering way to manage money one payday at a time.
